Comments on: Target Date Retirement Funds http://www.personalfinanceplaybook.com/2009/11/target-date-retirement-funds/ A Blog About Personal Finance & Investing Wed, 10 Mar 2010 20:02:10 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Daniel http://www.personalfinanceplaybook.com/2009/11/target-date-retirement-funds/comment-page-1/#comment-1599 Daniel Wed, 11 Nov 2009 14:47:41 +0000 http://www.personalfinanceplaybook.com/?p=1527#comment-1599 It's a little to early for me to diversify, since I've been working less than a year and don't have enough to hold multiple funds. I think target date funds are good for people who aren't interested in or don't have the skills to manage their retirement. All of the funds I've seen simply balance a percentages of other mutual funds. But I'll always want to have a hand in doing it myself. I'm currently in a total stock market index and an international (junk) bonds fund (I love those monthly dividends). And I've always though Jim Cramer was a tool. It makes me cringe to know my dad listens to him. I loved it when John Stewart slammed him on the Daily Show a few months back. It’s a little to early for me to diversify, since I’ve been working less than a year and don’t have enough to hold multiple funds. I think target date funds are good for people who aren’t interested in or don’t have the skills to manage their retirement. All of the funds I’ve seen simply balance a percentages of other mutual funds. But I’ll always want to have a hand in doing it myself. I’m currently in a total stock market index and an international (junk) bonds fund (I love those monthly dividends).

And I’ve always though Jim Cramer was a tool. It makes me cringe to know my dad listens to him. I loved it when John Stewart slammed him on the Daily Show a few months back.

]]>