If you’re not familiar with it, mint.com is personal finance software that attempts to help you manage your finances. Mint.com is not unique in this distinction by any means. Notably, Quicken, Microsoft Money and a slew of others offer software that tracks your spending. One thing that separates Mint is the fact that it’s free. Right off the bat you’re doing better financially by saving the forty bucks or so you would have spent on one of the out-of-the-box programs.
Aside from its price, Mint offers some other positives as well. For one, it’s incredibly easy to use. If you access most of your accounts online, you simply add your bank (from a very comprehensive list – very easy!), then give your username and password. They immediately link the account, whatever kind it might be. You can do this with savings accounts, checking, loans, credit cards, investment and retirement accounts, etc.
The only major negative I can find is the absence of some possible loan servicers and brokerage houses. For instance, if you have a Tradeking account, you can’t have that listed amongst their assets, because Mint does not currently have an agreement with them. The same can be said if you have certain student loan providers. Most of the major ones are there, though. Plus, you can send them a message asking them to add your bank, loan provider, etc. Just don’t expect it to happen quickly.
Overall, I highly recommend this site as a valuable resource. It’s secure, easy to use, and what really pushes it over the top is, it’s free! Give it a try and let me know what you think. Are there better options out there?
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